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NEW QUESTION: 1
In 1892 the Sierra Club was formed. In 1908 an area of coastal redwood trees north of San Francisco was established as Muir Woods National Monument. In the Sierra Nevada mountains, a walking trail from Yosemite Valley to Mount Whitney was dedicated in 1938. It is called John Muir Trail.
John Muir was born in 1838 in Scotland. His family name means "moor," which is a meadow full of flowers and animals. John loved nature from the time he was small. He also liked to climb rocky cliffs and walls.
When John was eleven, his family moved to the United States and settled in Wisconsin. John was good with tools and soon became an inventor. He first invented a model of a sawmill. Later he invented an alarm clock that would cause the sleeping person to be tipped out of bed when the timer sounded.
Muir left home at an early age. He took a thousand-mile walk south to the Gulf of Mexico in 1867 and
1868. Then he sailed for San Francisco. The city was too noisy and crowded for Muir, so he headed inland for the Sierra Nevadas.
When Muir discovered the Yosemite Valley in the Sierra Nevadas, it was as if he had come home. He loved the mountains, the wildlife, and the trees. He climbed the mountains and even climbed trees during thunderstorms in order to get closer to the wind. He put forth the theory in the late 1860's that the Yosemite Valley had been formed through the action of glaciers. People ridiculed him. Not until 1930 was Muir's theory proven correct.
Muir began to write articles about the Yosemite Valley to tell readers about its beauty. His writing also warned people that Yosemite was in danger from timber mining and sheep ranching interests. In 1901 Theodore Roosevelt became president of the United States. He was interested in conservation. Muir took the president through Yosemite, and Roosevelt helped get legislation passed to create Yosemite National Park in 1906.
Although Muir won many conservation battles, he lost a major one. He fought to save the Hetch Valley, which people wanted to dam in order to provide water for San Francisco. In the late 1913 a bill was signed to dam the valley. Muir died in 1914. Some people say losing the fight to protect the valley killed Muir.
What happened last?
A. John Muir died.
B. John's family visited him.
C. John Muir Trail was dedicated.
D. The Sierra Club was formed.
E. Muir's glacial theory was proven.
Answer: C
Explanation:
Explanation/Reference:
Explanation:
NEW QUESTION: 2
Pace Insurance is a large, multi-line insurance company that also owns several proprietary mutual funds.
The funds are managed individually, but Pace has an investment committee that oversees all of the funds.
This committee is responsible for evaluating the performance of the funds relative to appropriate benchmarks and relative to the stated investment objectives of each individual fund. During a recent investment committee meeting, the poor performance of Pace's equity mutual funds was discussed. In particular, the inability of the portfolio managers to outperform their benchmarks was highlighted. The net conclusion of the committee was to review the performance of the manager responsible for each fund and dismiss those managers whose performance had lagged substantially behind the appropriate benchmark.
The fund with the worst relative performance is the Pace Mid-Cap Fund, which invests in stocks with a capitalization between S40 billion and $80 billion. A review of the operations of the fund found the following:
* The turnover of the fund was almost double that of other similar style mutual funds.
* The fund's portfolio manager solicited input from her entire staff prior to making any decision to sell an existing holding.
* The beta of the Pace Mid-Cap Fund's portfolio was 60% higher than the beta of other similar style mutual funds.
* No stock is considered for purchase in the Mid-Cap Fund unless the portfolio manager has 15 years of financial information on that company, plus independent research reports from at least three different analysts.
* The portfolio manager refuses to increase her technology sector weighting because of past losses the fund incurred in the sector.
* The portfolio manager sold all the fund's energy stocks as the price per barrel of oil rose above $80. She expects oil prices to fall back to the $40 to S50 per barrel range.
A committee member made the following two comments:
Comment 1: "One reason for the poor recent performance of the Mid-Cap Mutual Fund is that the portfolio lacks recognizable companies. I believe that good companies make good investments." Comment 2: "The portfolio manager of the Mid-Cap Mutual Fund refuses to acknowledge her mistakes.
She seems to sell stocks that appreciate, but hold stocks that have declined in value." The supervisor of the Mid-Cap Mutual Fund portfolio manager made the following statements:
Statement 1: "The portfolio manager of the Mid-Cap Mutual Fund has engaged in quarter-end window dressing to make her portfolio look better to investors. The portfolio manager's action is a behavioral trait known as over-reaction." Statement 2: "Each time the portfolio manager of the Mid-Cap Mutual fund trades a stock, she executes the trade by buying or selling one-third of the position at a time, with the trades spread over three months.
The portfolio manager's action is a behavioral trait known as anchoring." The committee member's comment 2 suggests that the manager of the Pace Mid-Cap Fund suffers from:
A. money illusion.
B. hindsight bias.
C. loss aversion.
Answer: C
Explanation:
Explanation/Reference:
Explanation:
By selling a stock that has declined in value, the manager would be accepting a loss. By hanging on to these poor performing stocks, the manager is avoiding any admission of an error on her part, and is demonstrating loss aversion. Money illusion refers to underestimating the effects of inflation by focusing on nominal returns rather than real (inflation-adjusted) returns. (Study Session 3, LOS 8.a)
NEW QUESTION: 3
In reference to AIMR-PPS, which of the following is/are true?
I. The PPS are explicitly incorporated in the AIMR Code of Ethics and Standards of Professional Conduct.
II. In case of system incompatibilities, the firm can claim compliance for only those assets that are measured and monitored on compatible systems.
III. Plan sponsors, consultants and software vendors cannot claim compliance with the PPS; they can only endorse or require their clients to be in compliance.
A. I only
B. II and III only
C. I, II and III
D. III only
Answer: D
Explanation:
Explanation/Reference:
Explanation:
The PPS are an adjunct to the AIMR Code of Ethics and Standards of Professional Conduct and not explicitly incorporated in that framework. Compliance with PPS is voluntary, not required.
NEW QUESTION: 4
What is the maximum number of PCIe Gen3 I/O expansion drawers that can be attached to each system node of an E870 or E880?
A. 0
B. 1
C. 2
D. 3
Answer: A