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NEW QUESTION: 1
Which one of the following four statements regarding bank's exposure to credit and default risk is INCORRECT?
A. The more the bank diversifies its credit portfolio, the better spread its credit risks become.
B. Default risk cannot be hedged away fully, and it will always exist for the holder of the credit or for the person insuring against the credit or default event.
C. In debt management, the goal is to minimize the effect of any defaults.
D. In debt management, the value of any loan exposure will change typically in a fashion similar the same way that an equity investment can.
Answer: D
NEW QUESTION: 2
Today, the spot value for a USD deposit is Wednesday, 29 February. What is the 4 months maturity date? (Assume that there are no bank holidays)
A. Saturday, 29 June
B. Thursday, 27 June
C. Monday, 1 July
D. Friday, 28 June
Answer: D
NEW QUESTION: 3
The sales department needs to keep a customer list that contains names, contact information, and sales records. This list will need to be edited by multiple people at the same time. Which of the following applications should be used to create this list?
A. Presentation software
B. Conferencing software
C. Word processing software
D. Database software
Answer: D